Juvenile Life Insurance

What is juvenile life insurance?  We offer both whole and term life insurance for juveniles, helping provide peace of mind by knowing that your family can be financially protected, even in the toughest of times. A juvenile life plan also helps guarantee future insurability.



Juvenile Whole Life:  Offers a death benefit plus the policy builds cash value that may be collected, borrowed, or may be available to pay the policy's premiums. The policy may remain in force for a lifetime, as long as the premiums are paid. The coverage amount doubles on the policy anniversary following the child's 18th birthday with no increase of premium.

Juvenile Term Life:  Provides a death benefit until the child's 25th birthday, at which time the child has the right to convert policy to an individual permanent life policy at no more than double the face amount.