Life Insurance

What is life insurance?  Life insurance helps take care of your loved one's immediate and future financial needs following your death. Immediate needs can include burial/funeral expenses, uninsured medical costs and current bills and debts. Future needs could include income replacement, education plans, ongoing family obligations, emergency funds, and retirement expenses.

We offer a variety of life insurance to suit every need and income:
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Term Life: 
Provides a death benefit for a specific length of time, usually 20 or 30 years. Coverage expires at the end of the term.

 Whole life insurance 
Offers a death benefit, plus an investment component that may be collected, borrowed or used to pay the policy's premiums. The policy may remain in force for a lifetime, as long as the premiums are paid.
Term Life Insurance Riders:
To cover children, a rider may be added to term or whole life policies.