What is hospital confinement indemnity insurance? No matter how good your major medical insurance is, when you're hospitalized for an injury or illness there will probably be medical expenses and out-of-pocket costs that aren't covered. A hospital confinement indemnity insurance policy provides cash benefits to use as you see fit. The benefits are predetermined and paid regardless of any other insurance you have, and you have a choice of applying for basic to extensive hospital coverage. Whether you want a policy that provides hospitalization benefits only, or one that also addresses diagnostic procedures, outpatient surgery and ambulance transportation, we can help.
Some Aflac advantages:
- No deductibles
- HSA-compatible policy available
- We don't use networks, so you can be treated at the hospital of your choice
- No precertification
- You own your policy, so even if you change jobs or retire, you can take it with you