Our Approach

Why Choose our plans?
​After a hospital stay, accident, or critical illness, unexpected expenses not covered by major medical insurance can pile up fast. So whether you've been laid up or are tending the needs of a sick or injured spouse or child, our plans pay cash benefits directly to you (unless otherwise assigned) so your wallet doesn't need time to heal.

Help with: 

Living Expenses
When you or a covered family member has an accident, critical illness, or hospital stay, our plans help pay new expenses that come up, as well as old ones that never go away.

  • Travel expenses to and from special treatment centers
  • Food and lodging while receiving care away from home
  • House, rent, utilities, or auto payments
  • Lost income, resulting in a double whammy if the healthy spouse has to leave work to care for the recuperating one
  • Groceries
  • Child care
  • Extra household help
  • Other out-of-pocket expenses 

Medical Expenses
Our plans pay cash benefits you can use to help pay expenses that may not be fully covered by your major medical insurance.

  • Out-of-pocket medical expenses
  • Out-of-network providers

Our Story